5 Online Payment Apps For Your Business

Level-up your business with the top apps for online payment today.
Lexin-Ann Morales
Reading time: 4 minutes.

using online form for online payment

Amid the heights of eCommerce and the lessening of brick-and-mortar stores, apps for online payments are here to stay. Adding up to convenience, paying online provides tons of advantages not just for businesses but also for consumers—from more efficient transactions to paperless processes (goodbye, mountain of receipts). Because of this, businesses need to choose an app for online payment that won’t just collect payments, but also a tool that can get the job (well) done. An ideal app for online payment would have to be easy to use, affordable, and of course, secure.

Whether you’re a freelancer or a huge business that needs to be paid online, read on to know which are the top apps for online payment in the market that you can use for much easier transactions.

Read more: Guide To Online Selling: Everything You Need To Know About Online Business

5 online payment apps for your business


Paypal homepage by PlatoForms PDF tool

PayPal has huge brand recognition in the world—mainly because of its convenience, efficient features, and security. Used by small to large corporates in the world, PayPal stands for its greatest strength in the market of crowded apps: To offer encryption and round-the-clock monitoring. PayPal users can be confident in each of their transactions, and if usual concerns arise (errors in sending money, unresponsive individual), you can always ask for a refund or dispute to PayPal directly.


  • Free pay to family and friends
  • Round-the-clock monitoring
  • Encryption
  • Convenient and beginner-friendly


  • Can be pricey for some—especially since specific banks require charge fee

Read more: Stripe Payments Pros And Cons: A Product Review By PlatoForms 


Stripe homepage by PlatoForms PDF tool

Combining the power of API with software, Stripe has made it possible for businesses to make online payments to the next level. Perfect for freelancers that need to get paid locally and internationally, Stripe provides acceptance of payments and sending of payouts globally—making transactions easier than ever. Because it offers a pay-as-you-go pricing model, you can use its specific features without those extra fees.


  • Accepts major credit and debit cards
  • Prevents fraud and online theft
  • Can be integrated with web forms
  • Pay-as-you-go
  • Powerful API


  • It takes 14 days for the first payout
  • Can be expensive for single users

Pro tip: Do your users submit their PDF forms online? Your forms from PlatoForms can now be integrated with Stripe! Collect payments through your forms by connecting your PlatoForms with Stripe for seamless transactions. Learn how to do it here.


Quickbooks homepage by PlatoForms PDF tool

Providing recurring invoices and instant online pay, Quickbooks is considered the best app for online payments for small to medium enterprises. This simple yet versatile app for online payment has all the good things: You can check your business expenses, manage your bills, send estimates to clients, and even connect bookkeeping (those boring paper tax and financials can surely come to an end).

With its high-level encryption and authentication, your business is safe with Quickbooks—thanks to its SSL (Secure Sockets Layer), digital certificates, and RSA encryption.


  • Provides tax tracking
  • Perfect for accounting, payroll, and bookkeeping
  • Automatic payment for contractors


  • Costly plans
  • Going through its interface and learning it can take a longer time

Pro tip: Have your clients submit their PDF forms online with PlatoForms for easy and fast transactions. Convert your PDFs to forms and upgrade them with apps, including Zapier, Stripe, and more. Know more here. 


Wise homepage by PlatoForms PDF tool

If there’s a weight title of the best international app for online payment in the world, it will probably go to Wise. Formerly known as TransferWise, Wise isn’t the best for no reason—it lets you do international transactions without overly large fees. Though some countries don’t have Wise yet, you can still send money to your recipient’s account if that person uses Wise’s principal currencies: American dollars, euros, or pounds.

Like PayPal, you can send money to your recipient through an email address or Wise account. With its fast transfer, it’s possible to get paid within the day or the next (Approximately 36 hours, as per their website).  Preferred by companies who pay remote contractors, it’s ideal considering its simple interface, low charges, and quick transfers.


  • Low fees
  • Fast bank transfers
  • Intuitive mobile app


  • Lacks protection by a financial protection scheme

Pro tip: Looking for an online PDF form builder that lets your users submit their PDF forms online? With PlatoForms, you can now convert your online PDF fillable forms and now collect payments! Integrate your web forms with Stripe for seamless business transactions—sign up here today to start.


Square homepage by PlatoForms PDF tool

Powered by an app, physical card scanners, and a Point of Sale for businesses, Square makes it to the list of the best apps for online payment—especially for mobile users. Because it has no setup fees or monthly payments, (to add, a free swipe card reader), it’s totally ideal for business owners to use, especially those in the eCommerce.


  • User-friendly interface
  • Mobile-friendly
  • Comes with additional features for online stores, such as eCommerce invoice and virtual terminal transactions
  • Accepts all major credit cards


  • Not the cheapest processing fees
  • Additional features can be expensive

Pro tip: PlatoForms allows your users to submit their PDF forms online and collect payments! Integrate your web forms with Stripe for perfect business transactions—sign up here for a free trial.

Integrate your PlatoForms online PDF forms with Stripe

Are you an e-commerce business owner or a non-profit organization that needs to collect payments online? Or a company that needs to collect payments through online forms? PlatoForms allow your users to submit their online PDF forms, and integrate them with Stripe for simple business transactions. Sign up here to know what’s the fuss is about!

Stay in the Loop!

Subscribe to our blogs for exclusive insights, tips, and updates.

Related Content Read more